{
  "schema": "varexis-public-evidence-record/0.3",
  "generated_at_utc": "2026-10-29T21:43:00.943093Z",
  "record_id": "VXI-EXT-ICE06-WISE-ORIGINATOR-REFERENCE-RESTRICTION-01-v1",
  "record_kind": "external_reference",
  "title": "Wise originator reference restriction",
  "system": "Wise",
  "evidence_family": "vendor_evidence_review",
  "index_status": "PUBLIC_SAFE_SOURCE_REVIEW",
  "evidence_state": "PRIMARY_DOCUMENTATION_REVIEW_ONLY",
  "canonical_question": "Can changing an originator reference safely resolve Wise's originator-not-allowed error?",
  "near_questions": [
    "Wise originator external ID not allowed",
    "originator reference change payment refusal",
    "Wise restricted originator retry boundary",
    "payment recovery preserve originator identity"
  ],
  "supported_claims": [
    {
      "claim": "For validation.failure.originator.externalId.not.allowed, Wise instructs integrations to investigate the restriction or a confirmed data defect and retain the same reference for the same originator. Altering the identifier is not documented as a legitimate way to clear the restriction.",
      "reliance": "DOCUMENTED_CAPABILITY_ONLY"
    }
  ],
  "not_demonstrated_claims": [
    "Refuse a retry that changes identity merely to evade the restriction; this evidence grants no authority to transact.",
    "Buyer implementation, live runtime enforcement, settled payment, verified deletion or certification are not established.",
    "No expanded capabilities or licences for existing INDEX executables."
  ],
  "public_summary": "For validation.failure.originator.externalId.not.allowed, Wise instructs integrations to investigate the restriction or a confirmed data defect and retain the same reference for the same originator. Altering the identifier is not documented as a legitimate way to clear the restriction.",
  "related_record_ids": [],
  "source_review": {
    "source_type": "official_external_documentation",
    "source_title": "Wise: Transfer error handling",
    "source_url": "https://docs.wise.com/guides/developer/errors/transfers",
    "checked_on": "2026-10-29",
    "candidate_record_id": "VXI-EXT-ICE06-WISE-ORIGINATOR-REFERENCE-RESTRICTION-01-v1",
    "candidate_record_sha256": "48ce3ec7eef4fd29a2e912c32a299980767ddd34c025811c02799f52a7ba8e9c",
    "method": "Primary documentation reviewed for the published bounded statement.",
    "deployment_tested_by_varexis": false,
    "revalidation": "The delivered snapshot preserves the review date shown. Recheck current primary documentation and deployment context before relying on present applicability; payment does not trigger fresh research."
  },
  "answer_policy": {
    "classification": "DOCUMENTED_WITH_DEPLOYMENT_BOUNDARY",
    "bounded_answer": "For validation.failure.originator.externalId.not.allowed, Wise instructs integrations to investigate the restriction or a confirmed data defect and retain the same reference for the same originator. Altering the identifier is not documented as a legitimate way to clear the restriction.",
    "required_buyer_context": "originator identity and external reference; exact error; confirmed correction or restriction resolution; approved retry intent. Buyer deployment not inspected.",
    "missing_evidence": "A broader claim needs evidence matching the intended use. Payment does not upgrade the evidence state."
  },
  "private_boundary": "Raw logs, thresholds, private paths, source code, protected mechanisms and reconstruction-level details are excluded from public and paid delivery.",
  "decision_profile": {
    "schema": "varexis-vendor-evidence-review/1",
    "review_status": "documentation_review_only",
    "checked_on": "2026-10-29",
    "claim_to_check": "Can changing an originator reference safely resolve Wise's originator-not-allowed error?",
    "documented_statement": {
      "status": "documented",
      "statement": "For validation.failure.originator.externalId.not.allowed, Wise instructs integrations to investigate the restriction or a confirmed data defect and retain the same reference for the same originator. Altering the identifier is not documented as a legitimate way to clear the restriction.",
      "source_ids": [
        "wise-errors"
      ]
    },
    "review_inference": {
      "status": "review_inference",
      "statement": "An automated recovery routine substitutes identifiers after a payment refusal. It can misbind the payment originator or bypass a required investigation. Addresses preserving originator identity through a refusal, distinct from deduplicating an otherwise permitted payment. This is an operational review inference, not an observed deployment outcome.",
      "source_ids": [
        "wise-errors"
      ]
    },
    "buyer_evidence_required": [
      "originator identity and external reference",
      "exact error",
      "confirmed correction or restriction resolution",
      "approved retry intent"
    ],
    "review_condition": {
      "status": "varexis_review_policy",
      "statement": "Refuse a retry that changes identity merely to evade the restriction; this evidence grants no authority to transact."
    },
    "unknowns": "The buyer implementation, effective authority, source-data completeness and actual business outcomes were not inspected.",
    "unknown_finding": {
      "status": "unknown",
      "statement": "No buyer deployment or transaction was observed."
    },
    "evidence_sources": [
      {
        "source_id": "wise-errors",
        "url": "https://docs.wise.com/guides/developer/errors/transfers",
        "final_url": "https://docs.wise.com/guides/developer/errors/transfers",
        "captured_at_utc": "2026-10-29T19:22:33.781078+00:00",
        "status": 200,
        "content_type": "text/html; charset=UTF-8",
        "bytes": 1352001,
        "sha256": "409e804e4f081341e3b20580c606c7945df5b04f74571b722bb6623ae553634a",
        "publisher": "Wise",
        "version_context": "Rolling official documentation; applicability is limited to the exact captured response and its stated service, API and feature constraints. Recheck present support before current reliance. Source captured 2026-10-29T19:22:33.781078+00:00.",
        "rights_review": "Public original factual paraphrase and attributed source metadata only. Captured documentation bodies, code examples, images and vendor marks remain private. No vendor software licence, certification or buyer deployment assurance is granted.",
        "capture_integrity_verified": true,
        "source_assertion_reviewed": true,
        "title": "Wise: Transfer error handling",
        "checked_on": "2026-10-29",
        "capture_status": 200,
        "claim_review_completed": true,
        "hash_basis": "SHA-256 of captured HTTP response body bytes",
        "reviewed_sections": [
          "customerTransactionId",
          "quote.targetaccount.mismatching",
          "validation.failure.originator.externalId.not.allowed"
        ]
      }
    ],
    "observed_deployment": false,
    "commercial_reliance_boundary": "Documentation supports only the stated boundary. Existing licensed checkers analyse supported supplied declarations locally; they do not inspect provider accounts, verify live behaviour, enforce decisions or certify compliance.",
    "paid_value": {
      "decision_context": "An automated recovery routine substitutes identifiers after a payment refusal. It can misbind the payment originator or bypass a required investigation.",
      "free": "Complete source review, questions, provenance and limitations; free to read and save locally.",
      "single_request": "Unavailable for this publication-only record; historical saved retrieval is unchanged.",
      "evidence_receipt": "Unavailable for this publication-only record; no paid retrieval entitlement is added.",
      "excluded": [
        "Fresh source research",
        "Native provider integration or schema support",
        "Live inspection or runtime enforcement",
        "Payment settlement or verified deletion",
        "Certification or expanded licences"
      ],
      "integrity": "Hashes identify content versions; they do not prove factual truth or provide a signature."
    },
    "revalidation": {
      "trigger": "Recheck current primary documentation and the applicable API, service, account and configuration before reliance. No ongoing monitoring is included.",
      "specific_watch": "validation.failure.originator.externalId.not.allowed"
    },
    "buyer_relevance": "An automated recovery routine substitutes identifiers after a payment refusal. It can misbind the payment originator or bypass a required investigation.",
    "refusal_conditions": [
      "Refuse a retry that changes identity merely to evade the restriction; this evidence grants no authority to transact.",
      "Do not infer deployment conformance, authority or successful outcomes from source documentation."
    ],
    "decision_context": {
      "operator": "Payment and procurement reconciliation operator",
      "scenario": "An automated recovery routine substitutes identifiers after a payment refusal.",
      "consequence": "It can misbind the payment originator or bypass a required investigation.",
      "confidence": "Primary documentation assertion supported; deployment applicability unverified"
    },
    "novelty_review": {
      "candidate_id": "ICE06-D99B8F77AB37",
      "disposition": "NEW",
      "nearest_record_id": "VXI-EXT-PROCUREMENT-PAYPAL-REQUEST-ID-LATEST-STATUS-RECOVERY-01-v1",
      "nearest_record_url": "/varexis-index/records/paypal-request-id-latest-status-recovery.json",
      "nearest_record_sha256": "1fdb24c04285df821a32b26229c73be1368a265f74fd850f36ca2dd7b7a8d0e9",
      "material_distinction": "Addresses preserving originator identity through a refusal, distinct from deduplicating an otherwise permitted payment.",
      "independent_challenge": "PASS"
    },
    "optional_selection": {
      "guide_id": "autonomous-payment-transaction-integrity",
      "guide_url": "/index-guides/autonomous-payment-transaction-integrity",
      "guide_manifest": "/varexis-index/decision-guides.json",
      "checker": {
        "product_id": "agent-transaction-integrity",
        "price_gbp_excluding_vat": 149,
        "purchase_url": "/index-access?route=agentic_pack_transaction_integrity_v1",
        "licence_scope": "Existing separate internal-use licence; subscriptions do not include the executable.",
        "benefit": "Optional local analysis of supported supplied declarations only; no native provider integration or verification is added."
      },
      "boundary": "Optional adjacent workflow only. This review does not extend a checker input schema or implement native provider validation. Preserve the six canonical guides unchanged."
    },
    "exact_access": {
      "endpoint": "/mcp/catalogue",
      "tool": "get_publication_record",
      "arguments": {
        "record_id": "VXI-EXT-ICE06-WISE-ORIGINATOR-REFERENCE-RESTRICTION-01-v1"
      },
      "record_url": "/varexis-index/records/wise-originator-reference-restriction.json",
      "original_mcp_search": false,
      "paid_saved_retrieval": false
    }
  },
  "niche": {
    "niche_id": "ice06-payments",
    "label": "Agent Payments, Authority & Transaction Evidence",
    "classification_id": "payments",
    "classification_label": "Agent Payments, Authority & Transaction Evidence",
    "topic_id": "payments",
    "buyer_intent": "An automated recovery routine substitutes identifiers after a payment refusal. It can misbind the payment originator or bypass a required investigation.",
    "comparison_role": "supplementary_discovery"
  },
  "paid_access_note": "The full published answer and boundaries are free. Paid access saves the selected route and source versions, with an unsigned receipt when purchased. Preview coverage before paying. Fresh research, bespoke assessment and protected evidence are excluded.",
  "service_route": {
    "request_guide": "/varexis-index/request.html",
    "request_workflow": "/varexis-index/request-workflow.json",
    "service_id": "single_request",
    "service_routes_url": "/varexis-index/service-routes.json",
    "payment_required": true,
    "availability_endpoint": "/api/index/capabilities",
    "operational_status": "AUTOMATIC_SERVICE_CAPABILITIES_GATED",
    "checkout_url": "/index-access"
  },
  "authority_boundary": "VAREXIS-INDEX informs evidence reliance. It does not provide advice, certification, deployment authority, security assurance, production approval, or guarantee.",
  "human_page": "/varexis-index/catalog.html#wise-originator-reference-restriction",
  "machine_readable_record": "/varexis-index/records/wise-originator-reference-restriction.json"
}